Mark Hu
Problem with landlords as tenant references
I;ve noticed that many landlords, especially large companies, are reluctant to give out tenant information, even with faxed signed applications. Often I only get time of rental and whether they paid rent on time.
Usua...
Christopher Davis
Problems getting qualified, oddly narrow requirements
Problems getting qualified from conventional lenders. I am baffled at the rationale but it has happened twice now.My overall picture is quite good I think. But the lenders are basing their decision on one very narrow ...
Lauren Hogan
FICO versus VantageScore?
Hi BiggerPockets - This question is for the lenders on the site. I understand the differences between a FICO score and a VantageScore. Which do you prefer loan applicants check prior to applying for a loan? and WHY?! ...
Matthew Netwon
Minimum credit score for applicants? And how to price?
Hello,I'm asking about the Olympia/Thurston county area. What minimum credit score should I honor? And what's the best way to determine how to price your property for rent?
Christina Kinard
Mortgage Loan Question - Vacation home North Carolina
Hello!
I am under contract on a vacation property (10% down) & looking to lock in with a lender. The current lender we got rates from is telling me that they require a percent of the loan up front kind of like bu...
Thomas Anderson
credit scores and credit protection services
who is the most accurate company to check fico scores? is it worth $30 a month for the protection? its not alot of $ but im in save mode for my next multi unit. i have a monitoring service but for $30 i can see my rep...
Lee Lawson
"resident score" vs "credit score"
Please give me your thoughts on "resident score" vs "credit score". I have previously used credit score ( must be over 700) but now see that some verification services use the resident score without giving the actual ...
Account Closed
Secondary Credit Number ?
Start a new credit file using a secondary credit number Immediately!
700 fico scores in approximately 30 to 45 days.
Clear new credit history
Secrets that wealthy businessman hav...
Account Closed
How do investors feel about credit repair
Hello all, I am new to BiggerPockets and I am not quite sure how I found this site. Regardless, I want to know how investors feel about credit repair companies. Granted that some credit repair companies are unethica...
Chris Johnson
How do you shop to for a good rate on a residential loan???
Hello BP community,I am a new BP member from Orange County CA, and need to refinance the loan on my current property in order to start my REI journey. I have heard that to refinance you need to "shop for a good rate."...