Anthony W.
The 4% Rule.... how does it really work? Are your numbers right?
So just a little clarity on the 4% rule. Please any and everyone comment. I get the whole concept of the 4% rule but im just hung up on one portion and dont laugh at me lol. So does this 4% rule go into action once yo...
Michael Hyun
Scaling a Bay Area Portfolio
Hello everyone!I’ve been trying to figure this out lately, but I recently purchased a negatively cash flowing property. Yes, I know - you should never buy a negatively cash flowing property, but I truly believe in the...
Just Don
Those "pay it off fast" schemes??
A few years ago I was approached by a 'friend' who was doing a great biz of charging homeowners a pretty hefty fee in exchange for the info and program to pay off the principle of a home loan and save HUGE bucks of ...
Muks M.
Rental Analysis
Hell seasoned investors,just starting out my RE investing venture by moving to single family home and planning to rent my current townhouse.Trying to figure out if it makes sense to rent...perhaps some experienced lan...
Zachary C.
Loan Payoff Efficiency
So, let’s say I am considering the topic and idea of the prioritization of paying off loans.To me, it only makes sense to consider the principle of the question for the initial prioritized list. I believe that conside...
Cody Barrett
1st seller finance offer. Need some help
If anything we can call this practice : )Property is a side by side all brick duplex, newer windows and roof. 2bed1bath 800 sq ft separate basements and all utilities are in the tenant's name. Desirable area. Value:...
Roy Mitle
Rental ARMs vs 15yr/30yr
My mortgage broker is saying that the rate on rental Fannie Mae ARMs is very bad compared to 30yr/15yr fixed. While the latter is only 1/4-1/2 point above owner occupied house, the former is 1 point above.I am looking...
Austin Bright
Debt to income Ratio Question
What pieces of a mortgage are included in "debt" for purposes of D/I ratio? P&I? Or the full PITI? Don't taxes hit the P&L? Not the B/S? So why would taxes and home owners insurance be calculated in debt to in...
Nadiyah M.
Need help with BRRR. The dummy version
Up until now, I’ve been using my own funds. I need someone to break the BRRR method down to me. I have properties that I can Refi for cash. How do I go about paying back the outstanding loan? Do I use the monthly ...
Kevin R.
Help calculating mortgage on my potential first property??
I am first-time homebuyer looking at a triplex in the Philadelphia area. I am likely looking to get a 30-year fixed FHA loan with 3.5% down, which looks like the monthly payments would work out to around $2,000/month ...