I was reviewing a document online here and it talks about how the newest version of the FICO score factors in rent payments into a person's credit history. From what I can see this new version of the FICO score was r...
I’ve been actively working to repair my credit for the last two years. My debt to credit ratio is down, my payments are on time. What’s really dragging down my score are the late payments shown on my record for debts ...
Hello there! Here is my situation and I need advice.. I have 630 credit score due to past collections. I expect 2/3 collection will be remove this February 2019. My credit utilization is less than 30% and no late paym...
1. Are mortgage rates based on the guarantors' credit score and/or the loan amount?
2. If the buyer increases the down payment on the property, does it decrease the mortgage interest rate?
3. What is the purpose of p...
I been looking to get into a Duplex as a first invest property and an FHA loan would be a perfect way to provide me with the finances to start BUR quickly find my self not able to qualify for the loan since i don't ha...
NEW JERSEY HARD MONEY DIRECT LENDERS WANTED
I HAVE MANY CLIENTS WITH GREAT BANK OWN REAL ESTATE DEALS THAT NEED PURCHASE AND RENOVATION HARD MONEY. HOWEVER MY CLIENTS HAVE LOW CREDIT SCORES. MY CLIENTS HAV...
Hey, I'm doing research on the Fannie/ Freddy loans for a possible move-in flip or hold. I'm struggling to find any information on what the mortgage rates look like. Maybe they are the same as the FHA mortgage rates? ...
Can you refi out of an FHA loan after 6 months into conventional.. then after a year use the FHA loan again as long as second home is owner occupied? Interested in house hacking but have limited capital.
I came across a great opportunity. A property with 6 apartments upstairs bringing in a decent amount each month and 4 store fronts on the main floor. Many more details; but my actual question is the current owner is a...
We have 2 investment properties that we need to refinance.Credit: 613 (Low mostly because of high Credit Card usage to complete the project.)Income $140K/yr, No personal mortgage Location: Phillipsburg, NJProperty 1:4...