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Results (10000)
Mary Jay Is it possible to get loans after stop earning W2?
11 September 2018 | 6 replies

Hi guys, I have always worked but would like to stop at one point. Would it be still possible to buy real estate through conventional methods without W2s?Lets say one makes 100K in a corporate America on W2 (which is ...

Yang Lu Investment property with partner best lending practice
18 April 2021 | 3 replies

Hey BP,

I have an investment client who is looking to purchase a property with her partner (investment partner, a friend of hers). She has some questions about the loan portion of the deal. This is her first invest...

Reggie Burnett Debt to income ratio
27 February 2020 | 8 replies

Do aAll these people who talk about having several rental properties still adhere to the debt to income ratio on mortgages?   That is like 43% correct?   Obviously the rental income counts as income.  Do people who ac...

Sheng Wong Does lenders subtract paper rental losses from your W2 income?
29 March 2018 | 7 replies

Hi,Aside from my primary residence property I have rental property that is generating profit before depreciation, but shows a loss after depreciation. Will that affect me negatively when i try to get another mortgage ...

Ryan Daigle Conventional financing that takes into account rental income?
28 February 2019 | 20 replies

I've had a few conversations with mortgage brokers and it seems common to NOT count the expected rental income on a property towards your DTI when looking at the loan for that property. That seems to be very limiting ...

Josh Prihoda REPS hours vs Material Participation Hours
6 December 2021 | 4 replies

What is the difference between REPS hours and material participation hours? My understanding is that material participation are hours that you are actively doing for your properties (day to day and trying to improve t...

Samantha Klein Community Property State problems
12 September 2016 | 13 replies

Just thought I would share that I met with my lender in Wisconsin which is a community property state, and she told me that my husbands debts will count against me when figuring debt to income. I had always thought if...

Mike Berube Using Rental income to qualify for mortgage after 1 year?
1 February 2021 | 2 replies

Hello everyone,  I am have been renting out a single family residence for $1425 and have a PITI payment of $998 (I used to live in it), I am applying for a mortgage on a second property and they won't count any of my ...

Nicholas Maassen Seller Financing Question
9 August 2018 | 2 replies

I have four single family homes with conventional mortgages and recently bought four more that with seller financing. I was under the assumption that the seller financed homes would not count against the 10 home limit...

Brandon Gillis how do you find the population in a 5 mile radius?
4 August 2019 | 9 replies

I have a commercial listing and i was wondering how do you find the population in a 1 , 3 , 5, mile radius?