![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/129597/small_1694553808-avatar-mgjohn.jpg?twic=v1/output=image&v=2)
I have a potential borrower asking for a HML. Our good friend and mentor Jay Hinrichs suggested using the 3 C's for underwriting: character of the borrower, capacity to repay the loan, and of course, the collateral.He...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3073/small_1674493964-avatar-jasonscott.jpg?twic=v1/output=image&v=2)
Vikram C. posted in another thread about how many politicians -- due to their stature and position -- believe they are above the law.
This comment reminded me of a great (though disturbing) set of...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/520842/small_1621481036-avatar-vickg.jpg?twic=v1/output=image&v=2)
Beautiful night in Honolulu tonight investors.Question ? Are you on facebook and Instagram? I'm Watching a quick clip of Grant Cardone on youtube saying we need to be online, the best marketing tools are sites like fa...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/858243/small_1621504554-avatar-idap.jpg?twic=v1/output=image&v=2)
I am doing my first live-in flip and all the windows in the house need replaced. I've received 5 quotes now but there all from the bigger name brands and the price is high. I need advice. What do people here on BP do?...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/323576/small_1621444279-avatar-losmith.jpg?twic=v1/output=image&v=2)
Hello everyone!My name is L'Oreal Smith and I live in Dallas, Texas and I am a rookie in the rehab/flipping world! I have had a strong passion and interest in real estate for about 8 years now and I'm to the point in ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/802432/small_1621497840-avatar-erich187.jpg?twic=v1/output=image&v=2)
Hello everyone, I'm new to the BP community and have been watching the podcasts around short term rentals. I even got my wife excited about starting our investment journey next year. Our goal is to house hack a STR t...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/423539/small_1621451318-avatar-nick11.jpg?twic=v1/output=image&v=2)
Hello BiggerPockets Community, I Am a real estate professional and investor that has just recently relocated from Chicago, IL to Plymouth, MI. the experience that i have in real estate has been primarily in the rental...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1204448/small_1695133113-avatar-melissam151.jpg?twic=v1/output=image&v=2)
Investment Info:
Small multi-family (2-4 units) buy & hold investment in Knoxville.
Purchase price: $120,000
Cash invested: $129,000
First Duplex
What made you interested in investing in...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/38818/small_1621390440-avatar-spankit61.jpg?twic=v1/output=image&v=2)
Hello everyone,
My name is Joseph. I was born and raised in San Antonio and now am raising my own family in this great city. I have zero experience in real estate other than the purchase of my own home.
I happened ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1211875/small_1621510256-avatar-remis2.jpg?twic=v1/output=image&v=2)
Hi BP community,
I feel like after a few years of casually watching and reading content, I am stepping out of the shadows and ready to take real estate seriously.
To quickly introduce myself, I moved to Miami ...