Deven L. Richardson
Getting Pre-Approved after opening credit card?
Hi BP Community,My wife and I weren't going to look for our first home until the spring of 2023, so she decided to get a new credit card earlier this month. While casually scrolling through realtor.com, we actually fo...
Travis Billings
Pay off debt first before investing?
Hello BP!!
This is my first post. I've become interested in real estate after talking with a friend about how to get more cash flow. I've been reading many posts and listening to podcasts daily on BP. My goal is to ...
Michelle Burgstaler
Refinance to pay off credit card debt - what's the best option?
I’m hoping someone can give me some sound advice. I have $24m in credit card debt, my husband has $0. I am trying to figure out the best option for eliminating the CC debt, plus having a little left over to help our s...
Anson Lau
Improving credit score
My credit score is still fluctuating between 690 - 705. I pay off my credit bill in full every month, all my bills on time but I'm still staying around that score. I even increased my credit card limit last month.I'm ...
YiBing T.
HELOC to pay for mortgage
Hello, I have been interested in the concept of using HELOC to pay off mortgage and other ACH PAYMENTS. I would like to check in with Maryland real estate investors to see if anyone had success with local banks in the...
Joshua Sun
LLC / Business Checking Account on First Property?
I was wondering if it makes sense to open up an LLC after closing on a first property?Or would it be okay to simply open up a separate checking or business account to keep track of taxes at first. Do you even need an ...
Hadar Orkibi
Applying For Credit Card?? Read This First
Hi BP friends,
On Friday I had a good lesson I want to share with you when it comes to FICO score.
I’m about to close on a deal in the next 30-60 days and lock rates on Monday prior to the Fed increase on Tuesday.
...
Nicholas Spohn
Property Management Software
I tried searching this topic but the search on the site wasn't working. I am looking for good property management software. I want to be able to track where my expenses are, how different properties are performing, wh...
Matt Leber
How Does HELOC affect Lender Debt-to-Income requirements?
Hello All,My wife and I have recently started the process of applying for a fixed rate (4.5%) HELOC with $100K limit with a draw period of 10 years. We own a primary residence and 2 rental properties. The reason we ...
Will S.
HELOC Question about Foreclosures (Pros & Cons)
Hello friends!
I'm getting a HELOC out on my first investment, and I've seen a few exit strategies here (thank you for those) I wanted to tag onto some of those and see what your thoughts are for buying foreclosure...