Randy Stout
Pay off Student Loan or Buy Primary Residence to House Hack
Hello,Been reading a lot of RE books, listening to more BP podcasts (on show 101 currently) and looking at what my next steps should be. I wanted to pay down my student loan, and that was my primary goal. When I gradu...
Joshua Samuel
Want to buy my first property advice
hey guys! I am 22 years old and have been working for about a year now and I been very interested in real estate for a few months now and want to start investing my buying my new property. I am currently saving up mon...
Dan L.
Debt-to-income (DTI) ratio during COVID
Hello everyone!I've had a quick thought this morning about how debt-to-income ratio is currently being calculated.I am aware of the normal calculation but with all the student loan and mortgage forbearance we are curr...
Travis Eden
New Member from Kansas City area
Hello BP world! I live in Basehor, KS (Kansas city suburb) and have absolutely no real estate experience except buying my primary residence. We bought an estate sale that needed updating and have learned a lot throug...
Benjamin Kelley
It's me... the new guy.
Hello! My name is Ben aka Poke_Investor. I am from the great state of Oklahoma (Moore, OK). I am 26 years young. I have an electrical engineering degree from Oklahoma State University (go Pokes!). I work for the g...
Austin Collins
Eliminate debt before purchase?
I am in a little bit of a predicament. I have a property I am interested in investing in and it would be my first purchase to get started in real estate. I am really anxious to get started but I have also been told...
Lafayette Jefferson
New investor looking for advice
I'm working on building a solid foundation. I have a good credit report, some money in the bank, but I'm also a doctoral student with the associated student loans. Those student loans are throwing off my ratios. So I ...
Matt M.
Do school loans using 48% of my revolving credit impact my ability to get a house?
I checked out my trans-union report, and it said that like a measly $7,000 in sallie mae loans that I took out a few years ago are utilizing 48% of my revolving credit. Isn't that going to hurt me when it comes time t...
Giovanni D Midili
Which is better? Paying down student debt (~60.000) or investing
Hi,My name is Giovanni and I'm a 30-year-old single dad to a 6-year-old daughter. I currently have about $80k in tax-advantaged accounts (401k, Roth IRA, HSA) and as of last year I've maxed out those accounts. Addit...
Ritu Desai
Doctor with Great Income but 8 Months to Bankruptcy-Seeking Fin
The buyer is very much interested in purchasing a $950K home in the Northern Virginia area. They are seeking private investors for financing. He is a physician with great income, a 5% downpayment, and had filed bankru...