Hi BP! This question is for landlords who chose Umbrella Insurance instead of putting their properties in LLCs. Seems like the UI only comes into play after all other insurance limits are reached. We're having trouble...

Okay I need some advice.

We have a small apartment unit. During a windstorm a piece of siding blew off and damaged one of the tenants cars. The tenant is asking us to pay the $500 deposit.
I have never had in ...

Advice on getting umbrella insurance for 7 units in 3 states (MD, MI and NY). My primary house is in MD. I was quoted $504 for 6 months through GEICO but it seems high. Other carriers I have called want all of the ins...

Folks - I have a primary home and two vehicles. In addition I own a rental property in Memphis, TN. I am now in need of an umbrella policy. I live in NJ. I am getting the feedback that both home and auto needs to be w...

Good day, In Minnesota, an underage driver (child of a another tenant in building) crashed a car into a vacant garage stall. Four unattached to the building garage stalls out of six impacted by this. Caretaker advised...

Hi BiggerPockets Landlords,I live in California and the property is in California. A tree fell down and hits right on tenant's car. (Or tenant claims that the tree fell on his car, with no exact proof backing up all t...

Hello,

I was just thinking about how my auto insurance premium is figured using my credit score as a determining factor.

Does anyone know if you can do this on rents? To me doing this with rents would make more sen...

Hi Guys,I have a rental property in Kansas City, MO and a tree branch on my property has fallen and damaged my tenant's car that was parked in the drive way. He is asking for my insurance or me to cover the damages. H...

Hi Bigger Pockets investors-. I've been looking into getting umbrella insurance for some time now for extra protection as I have multiple renters living both in my primary home and rental property.  I'm running into a...

Hello BP!Currently own a owner occupied 3 family and am purchasing another 3 family in the next few weeks. I will be extending my liability from my owner occupied 3 family to the 3 family rental. I want to add Umbrell...