I just got a quote from proper insurance (this is my first time actually considering them due to their price)and their premium is almost $1,500 higher than other companies. (This is a multi)I know I will never use the...

I have a 2 story duplex...3 bd 2 ba 1650 sf each unit. The insurance company came up with a replacement cost of $412,000. I don't want to pay premiums for this much coverage. If a total loss were to occur, my plan wou...

Just trying to get a sense of how much insurance rate variation there is in different markets. I realize underwriters take location into consideration among other things but I'm curious what other owners of multis wit...

I buy lots of second mortgages and occasionally foreclose on the properties. I end up getting title to the properties subject-to the 1st mortgages. Well, then I get in to a pickle because sometimes I'd like to keep th...

This is a pretty broad question and I'm sure it depends on the type and level of insurance the landlord buys, but it may bring up a nice discussion, so when is landlord insurance used outside of a major fire or disast...

Hi so I am currently in the process of closing on a home when my lender thought it would be smart to totally never bring up the cost of prepaid items to me before closing on the loan.  I know what you are thinking how...

We have a lot of townhouses, and only getting a lot more each month. In fact we are adding about 10 units per month right now. We have insurance through commercial providers for fire, plus a liability policy. I think ...

My neighbors home is rented out and it caught fire by fault if the tenants and because of it it burned our fence. We filed a claim with our insurance and provided all of the proof and documents they requested. So our ...

Does anyone know if any banks would allow an investor to self insure their properties?  I asked a few of my bankers as well as friends in insurance and no one seems to have an answer.  My issue is, with over 80 homes ...

I'm currently doing my due diligence on a multifamily that's located within a college campus.  It's current tenants are not students but my plan is to replace the tenants with students within the year after purchase. ...