I have a SFH rental in Northern California with a $200k HELOC balance (in second lien position). My first is a 7/1 ARM at 2.684% and one year into the term.Are there any lenders that would refinance my HELOC into a fi...

Has anyone ran into trouble with the underwriters for the "big banks" stating that repairs must be done to a HUD property before financing can be approved? (Appraisal stated that certain repairs-such as adding a stov...

Hi bigger pockets community,

I’m in the process of looking into getting equity loan with Wells Fargo because that who I have I mortgage with. They giving me good discount. However I heard that there may be better ...

I currently have a 30 yr fixed at 2.5%. Looking into buying a new primary home. With current rates, I am only thinking of a 5yr or 7yr arm. Never taken an ARM before. On a fixed mortgage, i could pay extra payments (o...

Hi all,I just got off the phone with a Navy Federal Credit Union employee who told me the highest LTV allow on an investment property is 70%. Has anyone been able to receive a HELOC for higher than 70% LTV on an inves...

I may be getting my first ARM soon (8/1 ARM on 30-year amortization, rates between 6-8%) to fund a quadplex, as it is currently my only option for financing this.

What are some of the pros and cons of using an ARM i...

Hi Guys,
pulling cash out of 2 sfr, Local bank is offering 6-6.25% loan, 20 years @ 5 year fixed, adjusts every 5 years..
What is your opinion on what ive been offered?is it standard / expensive?

thanks

I recently purchased an STR that was successful despite not having dynamic pricing, and only being listed on VRBO.they literally charged the same rate every night of the year, no matter if it was Monday or Thanksgivin...

Hi Everyone,Are there lenders (non qm/llc) doing 80% cashout refinances on single family nowadays? I know there were some last year but it seems they are tightening their LTVs.

These new rates are killing cashflow potential in most areas I'm looking so been thinking about breaking away from conventional mortgages. Having never done interest only or ARMs what are the benefits to going this ro...