![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1740429/small_1621515174-avatar-joshb412.jpg?twic=v1/output=image&v=2)
My name is Josh Bugbee, and I am 25 years old. I was born in Iowa but raised in Minnesota. I work in fabrication currently, but I have recently discovered that I have a huge passion for Real Estate. I have very little...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/47385/small_1621409161-avatar-baruchmax1.jpg?twic=v1/output=image&v=2)
What would you choose - a 20% cash on cash return in a decent neighborhood or 35% cash on cash return in not the best neighborhood? Everything else being equal.
If you could also explain why you would choose one over...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/325699/small_1621444425-avatar-benyers.jpg?twic=v1/output=image&v=2)
Hello everyone and happy 4th of July!!! I am getting ready to close on a house later this month. 7/15/16 is the closing date right now. I was planning on doing some financing on this one but it has become a little d...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/187685/small_1621431913-avatar-wealthbychoice1.jpg?twic=v1/output=image&v=2)
I've been working on jobs i don't like and aren't paying much. I don't have alot of credit established and i can't qualify for loans. I'm really just frustrated with the process of entering real estate without any cre...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/4738/small_1621347135-avatar-barnardinc.jpg?twic=v1/output=image&v=2)
http://www.latimes.com/business/la-fi-fannie-fredd...Read this article! Looks like Freddie/Fannie will be lowering down payment requirements as well as required Credit scores.Great idea morons, let's give more credit ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/516689/small_1621480701-avatar-shilohl2.jpg?twic=v1/output=image&v=2)
I have had a interesting discovery recently. At the end of last year, I was finishing updating my financials and I realized that my networth had reached over 1 million dollars. That had been one of my financial goals ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1648619/small_1643489101-avatar-tomj124.jpg?twic=v1/output=image&v=2)
I’ve recently come across the concept of “personal banking” through “overfunding” whole life insurance policies and leveraging the cash value to buy assets.In theory it sounds like a can’t loose situation. You have a...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/615637/small_1621635325-avatar-editb.jpg?twic=v1/output=image&v=2)
Why is no-none talking about this? It will cap increases to 5% plus inflation and you can no longer evict at no fault after the lease is up. This is a big deal
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/46337/small_1621408687-avatar-wga.jpg?twic=v1/output=image&v=2)
Overcoming the mindset of paying down mortgages is a dilemma for me. Considering the low interest rates I am going to refinance a couple of my SFH rentals and my primary residence. It makes financial sense to me to ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1689033/small_1621514796-avatar-jamesy75.jpg?twic=v1/output=image&v=2)
I’ve just finished reading “The Color of Law” which is an eye opening look in to government sponsored segregation through housing policy. With section 8 being an actionable step in the right direction, why are some la...