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Long time since I've been on here due to a recent move and job change or sorts. To start off, we bought a house in 2010, lived in it for 3 years and moved. We have been renting it out successfully ever since. Most rec...
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I want to use a HELOC on some land I own to help finance a rental property renovation. Is the bank going to use my credit score to determine or just look at documents showing I own it? I don't want to take one debt or...
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Does anyone know a lender who will lend on an investment property without a credit score? No, I don't mean bad credit I mean no score. If a person simply hasn't borrowed any money in the last 7 years they will have a ...
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Hey, Guys!Does anyone can help me with that? I’m a foreign guy (so I don’t have credit score/credit history) here in US. I currently live in South Florida and want to build a credit score before starting in real estat...
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Hello BP Community,I need my credit score a little higher to be able to refinance some of my properties. What is the best way to get my score up as quickly as possible? Do you recommend credit repairs companies?
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Hi all,I'm a college student working to close on his first buy and hold MF rental property deal in 2019. I am debt free and have a bit of cash in the bank, but because I've never had a credit card in my life I have no...
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Well, this is new to me. The applicant for my duplex has income and a credit score that looks fine. His fiancé co-applicant? She has nothing. No credit at all! When she told me that I couldn't believe it. Verified. No...
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I've always been extremely diligent about my credit. Nearly everything is on autopay. Last year, I had my student loans deferred because I had to stop working due to disability. Technically, I did that over the phone ...
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I have about 35K in debt. My credit utilization is 48%. I have a personal loan with an original value of 14K that I'm three months from paying off. Was that personal Loan calculated in my Credit utilization. When ...
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I'm looking to get a baseline for the financing I can potentially get approved for to help narrow down my search criteria. I asked a broker at a local real estate meetup last night if a pre-approval application would ...