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Results (10000)
Michael B. Use ChargeSmart to pay mortgage through 0% APR credit card
30 January 2015 | 0 replies

Any thoughts?  Step 1: Get credit card with 0% apr for 18+months.  I have seen 3 years on one (if it is real)Step 2: Pay mortgage for 18 months to 3 years (depending on card) up front, in one shot, using ChargeSmart. ...

Joe Moore Giving lenders my scores
10 February 2015 | 4 replies

I will refi this year.  I will be getting my scores from MyFico.  My question is, will lenders be willing to look at my scores that I bought if I send them a copy of  my report and scores? This would stop them from pu...

Christopher James 30 % Federal Tax Credit for installing Solar Panels?
10 June 2018 | 1 reply

I recently read an article that there is a 30% federal tax credit for installing solar panels. Is this also for investment property? Does anyone out there know

Jacob Oser Credit Question: Funding Properties
6 March 2020 | 2 replies

Newbie here. Love the community here at BP and since I can't think of anyone I know to ask this question to, I'm asking you guys. Something that I've been wondering about is whether new investors looking to buy their ...

James MacFarlane Payments included in DTI for mortgage loan
15 August 2020 | 4 replies

Hi! I'm wondering if credit card payments I make monthly to credit cards in my parents name (read I am not an authorized user, so these don't show up on my credit reports) would count towards my DTI formula when I ap...

Matt Vezina Credit Builder Loans? and Reserves
28 September 2017 | 0 replies

I know there is a component of "won't know till you apply" to both these questions but hoping to get some insight from folks who have seen a lot of mortgage applications.  Looking to purchase either a house hack MFR o...

Hen Ley Get credit score from potential borrower for private lending?
12 September 2019 | 4 replies

Looking at carrying a note-  Thoughts on getting the credit score of the potential borrower?  I've heard some hard money/private lenders say it doesn't matter what the borrower's score is as it's the property that's p...

Orie Brown Building Business Credit
18 December 2021 | 1 reply

Hey Guys, 

Wanted to reach out and see what everybody has been doing to build business credit. I recently filed an LLC, got my win number, started a Duns and Bradstreet account and applied for a business credit car...

Dane MacLeod Credit Pulls when Investing
28 September 2020 | 2 replies

I am just getting started and applied for my first pre-approval. I know that lenders hard pull when making a mortgage decision. However, I am going to want to start buying more properties. My question is when investor...

Daniel Kim Recent HELOC on Primary Residence?
1 September 2021 | 2 replies

Hello,
Has anyone recently opened an HELOC on their primary residence and can recommend their lender? I applied with BofA in June (yes, I know avoid big banks, but they were recommended as good for HELOC's). I waited...