Recent HELOC on Primary Residence?

[Daniel Kim]

Hello,

Has anyone recently opened an HELOC on their primary residence and can recommend their lender? I applied with BofA in June (yes, I know avoid big banks, but they were recommended as good for HELOC's). I waited two months to be assigned an officer just to find out that the max number of mortgages you can have is five - back to square one... I know people recommend local banks/credit unions but I applied back in 2019 with some credit unions and they seemed just as impersonal and slow-moving as the big banks... I'm considering Figure if anyone has experience with them... The property is in California. Thank you!