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Updated over 4 years ago on . Most recent reply

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James MacFarlane
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James MacFarlane
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Private Lending & Conventional Mortgage Advice

Payments included in DTI for mortgage loan

James MacFarlane
Posted

Hi! I'm wondering if credit card payments I make monthly to credit cards in my parents name (read I am not an authorized user, so these don't show up on my credit reports) would count towards my DTI formula when I apply for pre-approval then mortgage. Appreciate any and all replies!

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