![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/441594/small_1621476803-avatar-ahkeem.jpg?twic=v1/output=image&v=2)
So my mom is closing in on her retirement and she's never owned a house before. My fear is that she'll have to work longer just to maintain her mortgage payments well after retirement. She planned on using money from ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1696844/small_1707516612-avatar-txrealtor_beto.jpg?twic=v1/output=image&v=2)
I'm thinking house hackers can probably take advantage of this tax incentive being offered as a pilot program by the State of Texas.
--
El Paso homeowners who have fallen behind on their mortgage payments or are at...
Pay off your mortgage or invest? If you’re on the path to FIRE, you’ve probably asked yourself this question. Without a mortgage payment, you could put thousands more in your pocket every month, and your FIRE number w...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/398338/small_1621449065-avatar-lewisg1.jpg?twic=v1/output=image&v=2)
Hello. Can anyone explain how an assumable loan works? I want to help out my parents with their mortgage payments. Can I make a mortgage payment to the lender on their behalf without any consequences to me or them?...
I am a 29 year old new investor that has done a couple of live in flips and 1 pure flip. However, I was changing my strategy to long term buy and hold for more passive cash flow and I was about to go under contract o...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1041571/small_1621507958-avatar-fabiob2.jpg?twic=v1/output=image&v=2)
Example (Buy & Hold):Purchase price: € 150.000,00Downpayment: € 35.000,00Additional cost for buying: € 25.188,00 (legal, tax, agency fee, cleaning, mortgage fee)Renovation cost: € 10.000,00Monthly Mortgage Payment...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2514905/small_1699309170-avatar-trentonc18.jpg?twic=v1/output=image&v=2)
I asked AI should I pay Cash for 1 home then refi or buy 4 homes with 20% down on each home for 139000 3b ed 2 baths then im stuck a 4 home till i get another 20% down there answer was When deciding between paying cas...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/436416/small_1695298906-avatar-timothyj8.jpg?twic=v1/output=image&v=2)
Hello, I am a newbie from LA california who is hoping to start a REI journey!I bought a Condo on 2016 which is now worth about 600k( Zillow estimate) and I have a principle balance of 316k. I got 1/7 ARM at 2.87% rat...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/505868/small_1621479895-avatar-alexh38.jpg?twic=v1/output=image&v=2)
Hello,I was wondering if everyone here can check my work. I am trying to figure out how leverage can magnify my returns by using various amounts of down payments: specifically $100,000 ( an all cash purchase), $50,000...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2423914/small_1696866221-avatar-joshs677.jpg?twic=v1/output=image&v=2)
Getting ready to start on my investing journey. Curious in the experience you folks have - do lenders consider future rental income in the DTI Ratio calculation? I am assuming they don’t (typical), but it seems like i...