Ryan Birge
Will a $0 Balance HELOC be considered when applying for Mortgage?
I have a second home that is paid-in-full. I have a HELOC for $250,000, with a $0 balance. I am considering applying for a loan for a new purchase (30Year, Primary residence) in the amount of $450-650k. Will the HELOC...
Maryann L.
HAFA 90 day hold?
Does anyone have a clear picture how the HAFA 90 day hold will affect those of us who use transactional funding?
How can we pre-determine if a property falls under the new HAFA guidelines ahead of time?
I'm not a ...
William Walker
3% vs 40% mortgage interest
I often see people post asking if they should pay down a mortgage or their student loans/car/credit card. And often times a reply says something to the tune of pay down the credit card because the interest is +10% and...
Carlos Romano
Odd conditions on mortgage?
I’m working on a mortgage for a primary home and these stipulations seems very strange…am I being paranoid? I sold a vehicle and paid off a credit card (2500 dollars) to improve my savings and borrowing rate, now the...
Neddie Smith
Refinancing, Credit Scores, and Seasoning in Columbus, Ohio
I am an US expat living in Austria and currently I do not have a credit score (as of 2017).Question 1After talking to some banks regarding refinancing my rental, I was told I will need to build a credit score to apply...
Fernando Alvarado
Texas Landlord Question
Hello Everyone! I am a Texas landlord that has currently have a tenant vacate the house and i think they weren't able to solve their problem with the water utility company they used. If they didn't resolve things the ...
Carl Miller
Tracking Tenant Deposits and Refunds
How do most landlords track tenant security deposits and refunds? Do people just use a pencil and paper or is there specialized software for this? Or is there a third hidden option?
Account Closed
Money gift from family abroad
Hi,I'm receiving a small money gift form my family abroad and since I'm an property investor I was thinking of using that money towards another investment property. Is there any problems that I will run into with the ...
Don Konipol
How To Sell a Commercial Property that Can’t be Financed
How To Sell a Commercial Property that Can’t be FinancedSome commercial real estate just can’t be financed. The property is vacant, needs extensive repair, or there may be environmental, location, or structural issue...
Kevin H.
Non-recourse lending -- how available is it?
I've never purchased anything other than a SFH, and I'm currently eyeing a few deals on 20-30 unit apartment buildings, which puts me into the realm of commercial lending for the first time in my life. For this scena...