Non-recourse lending -- how available is it?

[Kevin H.]

I've never purchased anything other than a SFH, and I'm currently eyeing a few deals on 20-30 unit apartment buildings, which puts me into the realm of commercial lending for the first time in my life. For this scenario, let's assume I'm talking about putting a 20-25% cash downpayment on a property that is 95% occupied, and currently making money.

How likely is it that I can find a lender who is willing to do a non-recourse loan on a property of this type?

If I do find a non-recourse lender, am I correct in assuming that these loans come with higher interest rates? If so, how much higher would a comparable non-recourse loan be to a recourse loan?

Obviously it's in my best interest to expose as few of my assets as possible to the loan on any given investment (even though I want to make money, rather than losing money), but it's obviously in the lender's best interest to protect their loan with as many assets as possible. 

What's the reality on this subject?