Matt Ward
Credit/Real Estate Question with No Previous Credit
Credit/Real Estate QuestionI have no credit and want to invest in real estate. I paid for college on my own without a loan and didn't buy a car or have a credit card. Now business is going well and looking to progress...
Ryan Ogilvie
Mother with good credit younger daughter bad credit
I am currently looking for tenants for one side of my duplex and have a question. I have one interested applicant that qualifies for my minimum standards (3x income-rent, credit score about 600) but has a 20 something...
Valli Sears-Jones
Line of Credit vs- Equity Line of Credit
Is one credit better than the other? looking into both financing options
Marshall Hooper
Credit Score effect of Unsecured Line of Credit
I'm curious if anyone can give me an idea of how an unsecured line of credit affected your credit score when you opened it up? The costs for me to use a 120k LOC are much less than for me to use a hard money or privat...
Adam Beaumont
Separate business credit card and personal credit card?
I only have one rental property, and I use my personal credit card to purchase whatever I need for the property. Any thoughts on exclusively using separate credit cards for business and personal expenses? My main co...
Oneil Okpaleke
Decent credit with dispute judgment on credit history
Hello BIggerpockets Family,
I am beginnner here and I am looking to purchase my first property via FHA/conventional loan. I have a good credit score in the low 700s, but I seem to have a dispute judgment that doesn’t...
Account Closed
Does a business credit card impact your credit?
Hi everyone,I recently opened an LCC and I decided to apply for % credit cards. I noticed there was an impact on my score even though I applied through my LLC. I was planning on maxing my business credit cards to fund...
Mark Cadle
How Fast Do Credit Cards Update Credit Repot
I am applying for a couple of HELOCs, but my lender told me that I needed to finally get around to paying down my credit card balances instead of locking in low rates with my cash. I am kind of on a time crunch and f...
Ram Chandrasekaran
Credit Score and Credit Consequences of Short Refi?
Team
I am trying to understand how the Short Refi affects the Credit Score once everything's a done deal. Here's a hypothetical situation. Any insight is Greatly Appreciated!
- I short refi for 'X' amount the Lender ...
Dee R White
My credit card company reduced my credit limit
I'm out of debt, don't really plan on using my card much except for emergencies but the recovering spendthrift and the riskier investor sides of me - are curious if I should call the company back and ask for them to r...