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Updated over 7 years ago on . Most recent reply
![Marshall Hooper's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/856268/1621504525-avatar-sicem2006.jpg?twic=v1/output=image/cover=128x128&v=2)
Credit Score effect of Unsecured Line of Credit
I'm curious if anyone can give me an idea of how an unsecured line of credit affected your credit score when you opened it up? The costs for me to use a 120k LOC are much less than for me to use a hard money or private loan from a friend. But I'm worried about how this could hurt my credit score which is 825. TIA
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![Marshall Hooper's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/856268/1621504525-avatar-sicem2006.jpg?twic=v1/output=image/cover=128x128&v=2)
i found enough reviews here to get my question answered.
https://www.trustpilot.com/review/sproutfin.com