My credit card company reduced my credit limit

[Dee R White]

I'm out of debt, don't really plan on using my card much except for emergencies but the recovering spendthrift and the riskier investor sides of me - are curious if I should call the company back and ask for them to raise it back as it might affect my credit score. 

Currently my credit score is in the 800's - any thoughts? 

[Bryan Maddex]

Your credit limit on an unused card will not generally affect your scores. Credit scores are made up of many factors, one is the utilization of an account vs its credit limit. Another is your credit utilization vs all credit available to you. 

I would not ask them, but make sure that you do have several cards available to you!