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Results (26)
Ivan Jouikov Why do interest rates go up when economy expands?
7 June 2009 | 8 replies

This has been on my mind for a while.

If economy is expanding, shouldn't there be more money flowing around, hence more people with money, hence more competition in the private lending arena?

Now I understand that t...

Jonathan H. Does each state have a set commercial loan rate?
14 February 2011 | 10 replies

I am just speaking with a lender and he mentioned to me that the commercial rates below $500 000 (and above i guess) are determined by that states 'Housing finance commission' or Agency etc.

Is this the same for each...

Jordan Geiman Gap Lending
12 April 2024 | 22 replies

First time poster, long time reader. I find the information here amazing. I am completely new to this business, but feel I have studied a good amount about real estate investing.

A friend of mine has been doing real ...

Alex Hart Attorney & Safe Act
15 July 2010 | 16 replies

Just got finished talking with my attorney about the whole Safe Act issue and mobile home dealers license for Ohio. According to him I will not be able to do Lonnie deals here in Ohio, unless I find some creative way ...

David C. Private Loan, Note Purchase
12 January 2024 | 14 replies

I’m considering lending money to a house flipper. Because I’d like to avoid any issues surrounding loan origination regulations (usury, disclosures, licensing, etc.), I’m considering having him personally create a no...

Minh Le Too good to be true?
21 February 2018 | 17 replies

Hi all,A realtor/investor reached out looking for $12k to help fund a deal and promised a net return of $24k to be paid 60 days after the property has been rehabbed and listed for sale. We have since defined the listi...

Andy Meyers Can you share some advice on how to best invest 40-50K
31 May 2011 | 17 replies

Hello Everyone,

A Canadian here.

I am looking to invest between 40-50K in the best way possible.

What I am thinking is to buy a home or two(if I have enough left over) and rent out. Still trying to find a good area...

Page Huyette Need advice on structuring equity partnership for flip
4 June 2013 | 13 replies

I have a SFR under contract that I plan to rehab and sell within 6 months. Hard money has not worked out since I don't have the fast-flip experience to justify the risk (all of my rehabs have been much longer time fr...

Mike McKinzie What Value would you put on this note?
13 September 2012 | 23 replies

I am getting ready to sell a piece of property and carry the note. I won't hold anyone to this, but am curious what you think the note is worth. Here are the facts:

Sales Price: $580,000
Down Payment: $145,000 (2...

Mike G. Private money lending and CA usury law
28 November 2017 | 24 replies

As a rehabber, I'm willing to borrow money at more than the usury-limited rate of 10% (I live in California). I have seen posts in the past indicating that private money can be loaned at higher interest rates if the b...