Jeremy S.
Removing Credit Inquiries from credit report
I would like to get a couple inquiries removed from my credit report that I legitimately applied for. I have read that you can send a letter to creditors asking to see the paper you signed for the inquiry and if they...
Kevin Kim
Tenant refusing to pay rent for September and hasn't signed lease.
Hi Team!
I recently purchased 3 buildings(43207 & 43206).I have a tenant who is not responsive at all and refuses to sign the lease. I spoke with my lawyer and drafted a 30 day notice.
After the notice is give...
Brandon Elliott-Pandey
Any luck with business lines of credit???
Okay... I've been seeing a LOT of ads on my feed about opening a LLC and getting a business line of credit up to $250k!!!I'm curious, has anyone done this and if so how'd it workout for your real estate investments?TIA!
Brandon Foster
North County San Diego, New Laws Regarding Rentals
If you are involved in any rentals/investments in the San Diego area or if you are thinking of getting involved make sure you have kept yourself up to date on all the new laws.Better to know the law before finding you...
Michaela G.
Mortgage vs line of credit
Just thought I'll throw this out, as I don't think everyone knows: A mortgage is coded as installment and is seen differently on your credit reports from a credit line, which often is coded like a credit card. Subsequ...
Ronald Mejia
Is getting a credit card before mortgage bad?
Hey BP!I was recently told my credit file is "too thin". Ive paid off all of my student loans, car loans, and credit card balances so im sitting at a zero balance. My current credit card only has a $500 limit on it an...
Sean Ade
Credit Card Purchases
I'm hoping someone can shed some light on this idea.I always get new mail or advertisements on credit cards that offer up to 12-18 months with no interest payments. My thought is to use this to make a down payment on ...
Josh Chamois
Who has the best rates for HELOC's, Banks or Credit Unions?
Hi All,I'm looking into getting a HELOC to help jump-start my RE investing career. Is it better to use a Bank or Credit Union?Thanks!
Jeff Arndt
Credit Increase, New Job
I am a recent college graduate and I got a new job secured with a higher salary then when I applied for the card. My line of credit is very low ~1000, should I ask for an increase? My credit score is 730 and I'm con...
Corey Dutton
Dodd Frank Forces Some Hard Money Lenders to be Licensed – How Will This Affect Your Business?
Most mortgage brokers have felt the pain of the Dodd Frank bill but it doesn’t just affect traditional mortgage brokers. Depending on your State, even hard money lending, that has been largely unregulated in past year...