Hello Everyone.....i just joined this forum bc as i was scouring the internet over the last couple of day this forum kept popping up as full of information. so thank you all for letting us newbies access all this weal...

Looking for advice on where I need to go next on my journey to financial freedom through real estate.Currently I am 23 years, make 50k a year plus bonuses, just moved to Denver, basically have 0 in savings, college de...

I am currently about $40K in debt right now (school debt & credit cards).  I have been told by a financial adviser (fiduciary) that I should at least cut this down to less than $5K before I consider any REI so tha...

Hello Everybody!

My name is Drew Roqué, 22 years old, and I am aspiring to be financially independent! I graduated from a Maritime Academy with a 3rd Mate’s License and I am now working for a shipping company. To mak...

Hello my question is will a Civil Service retirement loan be counted in my income to debt retio...it will not be on my credit report and when I retire I will no longer be required to make the monthly payments because ...

Hello everyone,For those that may have more experience than me, this might be an obvious question, but I have been wrestling with it for a while so here it goes. My wife an I have always talked about buying a home, bu...

As a real estate investor, understanding both the Debt Service Coverage Ratio (DSCR) and Capitalization Rate (Cap Rate) is crucial because they serve different purposes in evaluating and financing investment propertie...

Hello Everyone!

I'm relatively new to real estate investing, currently renovating my residence in the Cincinnati (Oakley) area. I had my plan and strategy all worked out - complete a few value add projects on my home...

What are differences between the good and bad debt?

Long story short- I am wondering if I am in a position to get started with real estate investing or if I should take care of debt first. Single income (married with kids) and own primary house with $250k+ in equity. A...