Portfolio Loans.....I am looking to learn more about them and some real life scenarios people have used. 1.) How does it work compared to a traditional 20% down loan that I have used on my other two properties.2.) Are...
I've got a liability insurance policy on my rental, which covers me up to $1,000,000. However, under the terms, it looks like a single persons medical bills coverage would max out at 2500. It seems like if someone got...
With airbnb and VRBO now offering 1 million in coverage how are you handling your homeowners policy? I have commercial policies on my VRs but I'm wondering if its worth the extra money?? Love to hear your thoughts!! T...
I'm a newbie and looking for recommendations on getting short term property insurance on a flip. The idea is get the thing reno'd and flipped and a couple months. Florida is a tough place to get home owner insuranc...
I just learned that builders risk and liability insurance coverage can cease once a CO is issued for a new build. The provider I am using allows for 60 days of continued coverage once construction is completed.
I’d ...
Heard some mixed information on this, but just wanted to clarify: If one purchases a property with an FHA loan, is it legal to short-term rent a portion of the house or other unit/ADU? while living in the property or ...
I am buying my first house hacking property a duplex in Winterville, GA. It is on the outskirts of Athens, GA. I am looking for insurance companies that are good and affordable. I am getting an FHA Loan with 3.5% down...
If you own your properties within a LLC is it prudent to also have umbrella insurance for each individual property? I've found obtaining umbrella insurance as a business (LLC) to be cumbersome and was wondering if...
Looking for some advice on who to call for homeowners insurance for rentals. We personally use for our own home, USAA. I thought I would start with them to see what they have for rates in case they can bundle and t...
What is the difference between portfolio loans and DSCR loans? Or are they the exact same thing?