Would my brother still be eligible for an owner occupied loan if I co- borrow on the loan but have no intent on living in the property? He would be occupying the property. Thanks!-Chase

I am about to purchase my second sfr rental property. I would like to put down 20% however it will not be owner occupied and I've been told that for investment properties lenders require atleast 30% down. Is there a w...

I have a 4-unit property, that I got investment financing on from a major bank: 25% down, 4.75% interest. I have a pretty unique work situation -- I travel and stay in hotels 95% of the year, so I don't need a "perman...

I’m in the process of buying a home with an owner occupied loan. I’m suppose to close on it in a month and the week after closing i’ll be leaving to work in Hawaii for about 6 months. Can I rent some of the rooms out ...

Hi everyone,I live in a more expensive market, so I’ve been considering using an owner-occupied loan as to only have to provide 3.5% (or something similarly low) for the down payment. I’m priced out of my local market...

If I reside in one unit of a duplex that I own can I depreciate assets necessary for maintenance such as lawn mowers and snow blowers in full or only half (Sq. Ftg. of both units is identical)? I argue that I would ne...

I purchased a 3 family property at sheriff's auction and the property is occupied by the owners and possibly by tenants as well. I am looking for best way to approach the owner so they can voluntarily leave/move and c...

I’m thinking about putting in an offer on a duplex.  Both units are currently occupied with leases expiring in Dec 2024 and June 2025 respectively.  In general should I try to stay away from tenant occupied units or i...

Hi all,Long time lurker and first time poster. I have a finance scenario and am trying to figure out the best way to go about it.My Question: I have a family member that's in need of housing and I'm in search of an in...

First post after some reading, should be closing on a owner occupied triplex in 2 weeks.The calculations I’ve made deducting vacancy rates and maintenance I’ll have to pay about 200$ a month I’m going to open a second...