Owner occupied expenses

[Bobby Becker]

First post after some reading, should be closing on a owner occupied triplex in 2 weeks.

The calculations I’ve made deducting vacancy rates and maintenance I’ll have to pay about 200$ a month 

I’m going to open a second banking account should this be a business account or personal 2nd account ?

My big question is how Do I seed money into the second account to cover the excess mortgage payment or renovations to no commingle the funds ?