Jack Liu
Tax implication for a refinance (investment property)
Hello all, I have a tax question regarding rental property mortgage refinancing. From my understanding, many of the loan costs (loan origination costs, appraisal, credit report, etc.) are amortized over the life of th...
Josh Belgard
HELOC AIO All In One
Seeking a bank that offers a prImary resIdence HELOC (All In One). We use PLOCs for our rentals and they work very well. We don’t want a fully amortized loan but a simple interest HELOC. Any bank leads are welcome. W...
Brian Ash
Need Help Refinancing Personal Residence with No Income Loan
I'll try to be brief. I have a 30 year mortgage (3 years old) at 4.375% on my principal residence. Would like to refi to take advantage of lower rates. If I can keep a similar payment but change it to 15 or 20 years a...
Gary Dezoysa
How is the realtor fee, and other closing costs, adjusted on very cheap homes?
Hi, I'm trying to figure out what to expect in terms of closing costs as a percentage of purchase price for cash purchases on homes priced under $30,000.I know I'll save on credit report fees, loan origination, and ti...
Nick Holmes
New in Woodbridge, VA
Hey everyone! Long time lurker but finally decided to take the plunge and get started. I’m getting out of the Marine Corps this winter and while I’m participating in a military internship program (Skillbridge) to beco...
Rodney Wehr
Four-plex FHA
Hello!Well my wife and I purchased a single family home a year ago and have successfully converted it to a triplex - and its going great, I'm happy to say. We are selling a SFR in Eagle River and have an opportunity ...
Raul Ruvalcaba
Real Estate Agent and Loan Officer at the same time? California
Hello,
I have a real estate license which I currently use for personal use. I had no interest in devoting time to make it a part-time job. However, lately, I been thinking about making a few business cards ...
Cody Harter
Mortgage underwriter entry level
Does anyone have a suggestion on how to get started as a mortgage underwriter? Almost all the jobs posted online are for experienced underwriters and I don't see much for entry level. Any suggestions would help.
Than...
Vanessa Montoya
Financing Options for Residential Multifamily Properties
Hi, I am looking to financing options for my first multifamily property. I would like to find a top notch mortgage broker to work with on financing for residential multifamily properties (1-4 units) in Washington Stat...
Kenneth Ye
DSCR Refinance Quote
Hi Guys,I have a SFH in AZ that currently has a 8.25% DSCR 5 year prepayment penalty of 15k. I have a 800+ credit score and a one year lease in place that is 1.00 of the PITI. Current loan balance is 302k. Current va...