Need Help Refinancing Personal Residence with No Income Loan

[Brian Ash]

I'll try to be brief. I have a 30 year mortgage (3 years old) at 4.375% on my principal residence. Would like to refi to take advantage of lower rates. If I can keep a similar payment but change it to 15 or 20 years at a lower rate I'd love to do that or lower my payment and go to 25 years. Loan originator requires showing income again, which I don't have as I left my day job after buying this house and am now self-employed. 

Any stated income loans out there for 15, 20, 25 years with rates below 4%?