Doug Durgee
Generalizing comparisons for 20% vs 25% down
I currently have an offer in on a place and am trying to select between financing deals. One bank is pushing for 25% down, which in this case will give me 3.25%/30 years. The other is quoting 4%/30 years for 20% down....
Brian Whittington
Should I sell my portfolio of rental properties or refinance them
Hello I'm a young real estate investor and I'm torn between selling my portfolio of 11 townhomes or Refinancing them to save monthly. When I purchased these I agreed to pay a higher interest rate just to get in the in...
Mike Birney
Thinking about cash out refi for first investment
Hello,Long time lurker first time poster! I am thinking about doing a cash out refi on my current home in order to invest in my first investment property. I am estimating that I have about $100k in equity in my curren...
Kristen Haynes
Nationwide Housing Stats - And September / November Rate Cuts...
Real Estate News in Brief
What a week! We had a huge downward revision to the BLS jobs growth figures, the Fed minutes explicitly said that a rate cut on Sept 18 was likely, and average mortgage rates moved below 6.5...
Chris Huang
Multi-family, where to start?
Hello -- We're interested in multi-family (commercial). Is there any mortgage broker you could recommend for a MF newbie?Looking for investment opportunities, somewhere between 1.0 - 2.9M.Thank you.
Aaron Gordy
Austin Texas unemployment numbers just in: 6.7%
The unemployment rates keep dropping. It dropped from 7.3 to 6.7%, not seasonally adjusted. Good sign of things to come.
Megan Amundson
Portfolio loan question
I am considering refinancing an investment property now that rates have dropped. After I bought the property, I had created an LLC, and would need to convert title back into my name to do this. I'm mostly talking to c...
Bryan Hancock
Is The Current Real Interest Rate For Purchase Money Mortgages Negative?
The 30-year for the best borrowers is currently around 3.25% and Shadowstats.com says the inflation rate is currently around 6%. Do you really believe the real interest rate for purchase money is highly negative? Wh...
Chris O.
Rental Data - Demo/free options?
I'm trying to get a sense what the occupancy and avg nightly rate was for 2017-2019 in an area. Are there any data aggregators (e.g. AirDNA) that will give annual snapshots going back that far? Also, are there any whe...
Kaylan Field
Insurance Policies for Multiple Properties
So, I've been trying to keep all of my properties, vehicles, etc with the same insurance company for bigger discounts, obviously. However, I've been told by more than one company that I can only have 4 landlord polic...