Portfolio loan question

[Megan Amundson]

I am considering refinancing an investment property now that rates have dropped. After I bought the property, I had created an LLC, and would need to convert title back into my name to do this. I'm mostly talking to credit unions, who would only provide portfolio loans for this refi. My question is, if I convert the property back to an LLC after the refi, is a credit union more likely than a big bank to care and subsequently call in my loan? It's not something I want to mess with, and I'm very nervous about not having the legal protections, but the new lower rates on a very large loan are too good to pass up. Does anyone have advice?

Thanks,

Megan