Insurance Policies for Multiple Properties

[Kaylan Field]

So, I've been trying to keep all of my properties, vehicles, etc with the same insurance company for bigger discounts, obviously. However, I've been told by more than one company that I can only have 4 landlord policies and anymore than that I either have to switch to a commercial policy or insure additional properties with another company. I have a few of them in LLC's, and I have an umbrella policy as well. How do people that have many properties insure them all with the greatest benefits for discounts? TIA.

[Jason Bott]

@Kaylan Field I suggest when an investor gets more than 5 singles or has properties with 4 or more units, that they start to quote 2 separate programs;  

1 for your personal Home and Auto 

A 2nd for your rental portfolio

It is very rare that a Home and Auto company will be the best place to insure your rentals when you have more than 4-5 locations.