Damien Kirrmann
Who wants to finance me?
I own my house outright. My credit score is around 800. Never been late in a payment. Always paid in full. Over $100,000 in the bank. But, but, BUT: no W-2s and no employment. Because of this I have been struggling fo...
Pat Antonio
Discouraged... mentor said anything <500k not worth it..
Hey guys,A mentor of mine said in one of his videos that investing in commercial apartments (5 units or greater) is usually not worth it if the purchase price is less than 500k. I mean, I'm sure there's a point to wha...
Chris McDaniel
How to verify income and job history for self employed tenant?
Ok, so I have this potential tenant who seems at first glance to have strong financials but he is self employed. He didn’t seem to have anything to hide, but when I asked for proof of income, he showed me a bank state...
Roman M.
Self employed financing question
Hello, I found I deal I would like to purchase but need some help finding financing. Does anyone know someone who would lend me to purchase a triplex with 20% down if my income as self employed is 65000 -20000 company...
Aaron Miller
Question - Investing while working commission only?
Hello,
I am a new prospective investor in what feels like a unique situation. I am a top producing loan officer for a bank which specializes in FHA refinances. I have been with the bank for approximately 1 year, and ...
Bobbi Martinez
Mission Statement
Hello!I'm quite new to BP and to real estate investing. I've not purchased my own first home, let alone an investment property. However, my goal is to learn all I can as I prepare to purchase my first property withi...
Tom Martinez
Prepaid mortgage interest on seller financed property
Does anyone know if it is possible to write up a settlement sheet to show a lower sales price, and "prepaid mortgage interest" as a line item. Not at all sure if this is doable but I am looking for ways to lower t...
Chad Hotovec
Rental Software w/ Professionally Managed Portfolio
I'm purchasing my first property this month, and plan to have it professionally managed. My management company will generate monthly and annual I&E statement, plus the 1099 at the end of the year. I currently ha...
Travis Johnson
Do I Need to work a Job
Hello, Bigger Pockets!Do I have to work a w-2 Job for two years in order to get a loan?
Frank S.
Lender is asking for 2 yrs of records on refinance after 6 months
Hi there,I am refinancing a cash purchase after 6 months. The lender is asking questions about transfers between accounts and 2 year records for others. I don’t recall having to do all this work last time I refinanc...