I get solicitations from companies offering to legally reduce my credit card debt and get the credit card companies to accept a lesser amount as payoff. Supposed to be entirely legal. What are the criteria for doing t...

So I always thrived on having good credit.. I use credit karma and I go to the major company sites to view my score.  I applied for a mortgage for SOFI they sent me a letter with my credit score got sent.  My credit s...

Many people don’t know that FICO is a company that provides a credit reporting software that is widely used. With so many people having major credit issues as a result of the financial crisis, the FICO credit reportin...

I'm new to this forum, but hope to add value since my area of expertise (credit repair) benefits real estate investors and seems to be neglected in this community.

On October 23rd, the Federal...

The Dodd-Frank and the Consumer Protection Act have made it virtually impossible for a consumer to obtain a hard money or private money loan anymore. In the wake of the financial crisis, many consumers have had hits t...

Hi there, I have some experience leasing for a little over a year, and I haven't run into this particular combination of issues until now. Context: As is baseline standard for screening, I require all applicants to pa...

I am closing on my first Florida property today and I am an out of state investor.  I thought I had a line on a property manager but I am not happy with the responses I am getting so I am continuing to look.  I am pre...

I OWE A OLD HOSPITAL IM SURE ITS IN COLLECTION HOW DO I FOUND WHO HAS IT ???? I WANT TO PAY IT IM LOOKING TO FIX MY CREDIT I HAVE NEVER HAD A CREDIT CARD ,, THE ONLY THING ON MY CREDIT IS THIS BILL WHICH I WILL PAY IF...

Just curious as to what happens to one's credit score after obtaining financing for REI? What can one expect after the first loan? And second, and third, etc?  Let's assume all payments are made on time.

Hi there! I'm completely new to the Real Estate sphere. And looking for challenging, yet simply convenient ways to enter in/build a portfolio. I'm looking to navigate the "Driving for Deals" or somewhat of a "Gator Me...