If they refuse, file a complaint with the state commission.

You and Him are filing one joint tax return. 

I love their youtube channel as well that produces 2 or 3 videos a week. 

As well as 3 credit cards which so far have not cooperated and synced with Quickbooks which takes some extra time each month.

$10k and you are thinking of filing bankruptcy?

They completely wasted my time due to lack of knowledge and organization to my file; then changed their offer as if I had no other choice but to take it.

Lenders will want to see the filed Articles of Organization, an Operating Agreement that you can get from your attorney or, if you're brave and it's just you on the LLC, some people use Legal Zoom or Law Depot.

Experience depends on who you deal with - the cleaner the loan file and more organized your paperwork the smoother the process with any private lender.

I have people in my organization who have experienced the same mis treatment.

I paid it and it was well worth it.