Quote from @Carlos Silva: Has anyone tried velocity banking?  

Quote from @Karen Smith: With more investors turning to private money lenders for faster funding, what benefits have you seen from using private financing versus traditional bank loans? 

I do not have any loans through Flagstar Bank, but I would talk to them prior to moving it into the LLC.

A bank will not give you the $ as you have to show ability to repay the loan. 

My wife and I have obtained three traditional loans and one lease with the option to purchase, resulting in most banks turning us down based on debt to income (non-portfolio lenders). 

Just about any bank can open a joint account. 

Local banks.

Traditional bank financing.

If it is a larger bank/mortgage broker, you should be fine. 

I've done a lot of wraps and subtos and highly prefer the seller-finance strategy for a lot of reasons, including offering the opportunity of homeownership to those otherwise rejected by traditional banks.