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Updated about 2 hours ago on . Most recent reply

Zenas Underwood's profile image
Zenas Underwood's profile image
Zenas Underwood
  • Investor
  • from Eau Claire, WI
  • Member since Aug 27, 2019
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19
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4
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Zenas Underwood's profile image
Zenas Underwood's profile image
Zenas Underwood
  • Investor
  • from Eau Claire, WI
  • Member since Aug 27, 2019
Connect
Zenas Underwood
  • Investor
  • Eau Claire, WI
4
Votes |
19
Posts
Private Lending & Conventional Mortgage Advice

DSCR Gift Funds

Zenas Underwood
  • Investor
  • Eau Claire, WI
Posted

I am planning on purchasing a $350k property with DSCR loan. I seen online gift funds can be used with after 10% of my own money. Does being a first time investor change the amount of my required contribution?

I have $35k of my own money to go towards the purchase. My son will be gifting the remainder to me. Can gift funds be used for reserves? Or will i need to have $35k + reserves of my own money to make this happen?

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