It has nothing to do with marital status or one's relationship with other adults.

From what you wrote it sounds like the rental you own is your sole, pre-marital property.

For instance, in my market, from FY 24 to FY25, the HUD rents increased by 11% (Worcester MA) signifying significant increases in demand vs. other areas where it may stay stagnant or lower which would signify the opposite.

@Jason Seay, if they're married the deposit is a marital asset. 

And here in PA, the new buying/renting season starts the first day the temp hits 60 degrees, sometime in FEB or MAR.  It

You can - 1) establish a trust for asset protection, 2) utilize the Homestead Exemption for property protection, 3) consider tenancy by the entirety for marital property (this might just be applicable to California, my home state)4) make sure you have adequate liability insurance for additional protection, 5) think about forming a business entity to shield assets, 6) and have proper estate planning for asset distribution.Seek tax and legal advice from experts in your state.

While state marital property laws differ, there are 2 basic categories.  

As such, there's a signifiant cost in ROI to "feel better."  

Many people say "I know for a fact none of my family has judgments" but family members regularly do not discuss their financial problems with other family members, may be unaware of legal issues and their standing, and there also could be fraud.You should also consider any prior spouses among the parties that ever lived at the property as a marital interest attachs regardless if they were on title unless resolved by express court decree (in which case former spouse should join the conveyance).An attorney is not required - though you will need a properly drafted deed, GITREP form, and affidavit of consideration to record.

Then there's the $56,000 down payment from the borrower, thus signifying a pretty decent cash to close amount.