Hello Dennis,I'm glad my post could inspire and provoke thought for you.

Just for context, I posted this question, which it appears it provoked and rubbed the wrong way to quite a few of you, just to hear others perspective and thoughts.

Great post and thought provoking for sure.

@Lisa Marie for the extremely in-depth thought-provoking reply with amazing analogies and explanations, I felt very inspired to do more and learn more. 

Great, discussion-provoking post!

They're like children that provoke for attention.

Even if the bias isn’t political or socio economic, writers NEED something to write about, and if there’s no new and thought provoking change in lifestyles, let’s promote one we want to be true.  

@Tj HockGreat post and thought provoking question.

I'm sure after the Sept and subsequent rate cuts we will see a few lenders get down to the high 5% with no buy-downs, but even still, it's hard to beat up to 0% down (no PMI mind you), with low rates and 2k towards closing costs, regardless of the loan type since I'm going to refi in 5 years anyway (whether I do conventional or ARM).Thanks for your thought-provoking comments, Brian!

@Mike Savage only you can make the decision that is best for you, but here are some thought-provoking (hopefully) questions:How many rentals does your Accountant own?