[1]    You might want to think about opening 2 FDIC insured savings accounts that have no fees.

For funding, explore options like FHA loans, personal savings, or creative financing, and focus on New Jersey markets that align with your goals, such as Newark for rentals or commuter towns for house hacking.

Right now, the best offers around me are for some 1.3-4 million, that only generated around 100k per year gross, so there would be a high chance of not cash flowing, and paying money, especially with a commercial loan (these buildings have more than 4 units).I was thinking that although the rental itself does not generate money, I would be able to deduct the mortgage interest, and depreciation from my personal w2 income and would be net positive.

Hey all,Does anyone have any personal experience with First Savings Bank and their 1st lien HELOC?  

I don't like the returns but we use regular savings accounts. 

However, we've found that for the most part, shopping directly with these suppliers will save you so much money.

Hey bigger pockets family, I'm facing a dilemma that consists of me choosing whether or not to buy a tiny home and put it on my current home's property, creating an ADU to rent out or to save that money that I would put into the tiny home and save for my next purchase.

You can also tell her to call the utility company about the best way to save, as turning off heat and on is not efficient having to run longer blasting out cold air as opposed to leaving it set at a lower temp. :)

However, we have found time and time again that 10-20 hours of preparation on the front end can save you 50-60 hours during the renovation.

Or should I wait it out a couple of years until I have a larger amount saved up.