My mother used the program after an unforeseen divorce, which left her penniless with 4 children.

Grew up without a father and at 24 was homeless, penniless, and a drug addict.

Its amazing how fast unemployed, penniless people can find a lawyer when you evict them.

PS Henry of Occam died a penniless monk in the 1300s, he should have bought the Nunnery next to the Monastery and converted it to condos :)

Lawyers still have to think about the return on their effort which is why rich people get sued, not penniless people.I see others that are planning to do things that pierce the corporate veil.  

They can range from penniless buyers to experience investors.

He died virtually penniless last fall at 68 and largely because he was afraid to take risks or weary when the opportunities presented themselves .

For all practical purposes, the kids took the parents equity, spent it, and left them penniless and struggling.Don't be those kids.I know you think this is a great way for you to improve your situation and help out your parents in the process.

Hey, a guy ran a stop sign and hit my car when i was 17 and penniless.  

Earn like a King and spend like a penniless pauper.Do this until you get your down payment, plus some cushion money saved up.Do you see a pattern here (???)