Quote from @James Kerson: @JD Martin There are legal and practical factors militating in favor of keeping guided tours, no question. 

I have colleagues that have gotten caught up in those mainly promises of large loans you know 10 to 100 mil.. its coming next week just need the Sultan of Burnai to sign off that kind of BS..

It was a 3/2, 1200 sq. ft. and a large backyard in a quiet neighborhood with $125k reno budget and It’s after repair value would have been between $1.6 – $1.7 mil. It

Probably more like 1.2 mil. It

Having a much better work/life balance instead of having such a militant schedule to where I feel I am unable to enjoy my life outside of work.3. 

I had a loan on a super 4 story 5500 sq ft  home on Green st. in Sf  value 1987 when I made the loan 2 mil... it was a full gut rehab  500k went into  the reno.. again this is 1987... it was a builder developer who owner occ'.

(not defending the practice, but I can see why an agent would want to chose one option on a deal vs. the other)I totally get the why  I paid 125k assingment fee to a dirt dog last summer on 90 lot project here in PDX.. so I understand it.but the guy worked on it for 2 years got it through a lot of the land use approvals etc he just does not have the 9 mil its going to take to develop it.. so he took his money and we took the deal.

They may have limits on the number of rental properties and often are militant about neighborhood rules.The "little" HOAs don't scare me at all. 

It costs them about 100K of personal investment (time, free labor, family loans...) to get the business to where they can gross 1 mil. It

The thing that was almost like magic for me was to be militant about cutting out refined sugars.