I'd see how next 2 weeks go before lowering the price.

The importance of lowering expenses and increasing efficiency to maximize property income.

I am considering purchasing in Lower Dimond and any of the directly adjacent neighborhoods.

Quote from @AJ Satcher: I am currently house hacking with an upper/lower setup - I occupy the upper.

We are a DSCR lender who can get to those minimums, maybe a little lower. 

There's usually a good reason why the entry points are lower.

Is there a report that says lower priced homes are more likely to have a seller assistance?

I can do that through charging points, but since I'm getting it at a lower rate than you could as a consumer, I prefer to mark up the rate while still being lower than most others in the market.

DSCR or Fannie/Freddie loans can go up to 75% on single family homes, multi family homes (2-4 unit) max at 70% if you stick with Fannie/Freddie.Other things to consider would be:Paying points for a lower rate vs higher rate with no pointsIf going DSCR - Prepayment penalty term (0-5 years)The lower the loan size ($200-250k and lower), you should consider paying up to 2 points and doing a 5 year prepayment penalty if going DSCR.

. -- Thus, you can expect to get Class C or D tenants, which have a 15-25% probability of defaulting on their lease payments.2) If your PMC is lowering FICO to 550, what are they doing to improve their screening in other areas?