If you don’t have a large down payment saved up, don’t worry—there are plenty of options available . . .”A trusted lender will go over the various loan types with you, any down payment requirements on those, and down payment assistance programs you may qualify for.

Quote from @Charles Fay: Hello all, first time posting and wanted to ask for your advice.currently in the military awaiting a 9-12 deployment within the next 6 months.I will have ~150k savings after deployment, 85k before, with no debt, payments or anything other than basic bills, 750+ credit.

Quote from @Pranav Patel: Hello,I'm 22 years old with roughly $50k saved up through part time jobs and internships.

But as a new investor, sometimes this advice leads you to only have cheerleaders in your life.

I recommend two accounts: checking and savings.

But, once you do build some wealth and have a high income, you realize how much you can save/make by owning the right real estate - numbers that far exceed any cash flow you might make on a property. 

Could you expand upon "leverage the start of your entire life"? 

Doing it in December will not save you any taxes anyway.

Have both a personal and REI emergency fund because life happens.   

It sounds like you’re in a great position to get started—$100k saved up and a clear goal are huge advantages.