Quote from @Franklin Marquette: For those of you that require your tenants to have renter's insurance, how much liability insurance do you require of the tenant?

Could anyone recommend insurance agent familiar with insurance of rentals.Currently, my property does not have liability insurance and is insured by Shelter.

Hi, I'm looking into potentially putting a couple of rental properties into an LLC, more from a liability standpoint than anything else.

Ordinarily those tenant vacated damages would be too remote, but it sounds like they were contemplated by both parties at the time of contract.Were I in this situation I would be looking to state law to determine if the EMD is truly the extent of my potential liability as a buyer. 

Does anyone else do it like this and who do you use for liability insurance?

Keep in mind tax's.

I would certainly keep that tenant.

At another property with just the sidewalk I let the tenants take care of it, but the liability of these steep stairs makes it too important for it to be haphazard or me having to scold them to shovel and salt the walk and steps.I know in snowy areas people with houses contract plowing for the winter at a flat rate.

They keep inside liabilities inside and outside liabilities outside.Location of LLC?

Although Philadelphia is only requiring you to get General Liabilty, I think you have a bigger exposure to Professional Liability (E&O) insurance.