Liability Insurance for room rental

[William Stewart]

Hi BP nation I rent a property out by the room.  It's a 5 bed 3 bath. I was insured through NREIG when it was a single rental to one family but now since I have transferred to room they dropped me. Does anyone else do it like this and who do you use for liability insurance? Thank you in advance for any help

[Mohit Gupta]

@Steven Toth I was actually able to find multiple carriers who would insure for a slightly higher premium, which I am happy to pay. Travelers, Farmers, Steadily are some who allow this model. They may call it by different names though, for example, "home-share endorsement". And there are even more carriers who would insure co-living rental w/o owner-occupied - for example Obie. The quotes were only a few hundred dollars extra annually. At the moment, we are using American Modern and Sage Sure through our insurance broker.