I am offering 15% interest on the initial investment plus 40% ROI after a six-month grace period.

You can also check meetup.com or search Facebook for real estate investment groups, clubs, or meetings in your area.

This is my first post on here and excited to share my real estate investing journey with the best partner in the world, my wife.. we are looking into buying our first investment property via hard money.

You shouldn't use your primary residence as security for investment properties.  

Are you looking to pay off the hard money loan, fund another investment, or cover property improvements?

Just a note, people think "Hard Money", "Private Money", and "Bridge Loans" are the same.

Hi Allen, there are plenty of hard money/private money lenders here on BP, just take your time and speak with several of them to understand all the fees and requirements.

Over three decades, I've not seen a ton of situations where no money down/100% leverage has worked well. 

thats basic list one can add.Value add /  New construction / land entitlements/ Timber / Minerals/ Lendingetc etc.. far more ways to actually make money than just buy and wait for rental income to payoff debtl 

I have $110k ready to invest in Florida.