If the insured driver was sued for more than their car insurance covered, the accident must have involved negligence.

There are many new developments going up but traffic in some areas are horrific, especially at peak. 

The tenant understands that the property of the Tenant is not insured by the landlord for damage or loss of any kind (action of third party, fire, water, theft, vandalism, storm, heat or cold, electrical damage, pests, mold, accident, etc.), and the Landlord assumes no liability for such loss.

My company accepted a tenant with a horrific credit score because we heard her story.

These policies also cover you in all other areas of life like car accidents as well.

That all sounds horrific, but how do you inspect the property while at the auction? 

When that same accident happens 6 times in a year it would start to look a little less "accidental".

Quote from @Kar Sun: This isn't right.The tenant should have liability insurance, which protects against accidents like a kitchen fire, a slip-and-fall, etc.

They like extra room to avoid accidents, etc....Just my $0.02....

Even if you make all of your payments on time there are times when something happens by accident or a collection pops-up and drops the credit scores.