If you elect to use a VA loan, that typically means you don't plan to put any money down.

& how you become financially free is by letting whoever your renting to (I'm guessing that was a step also?)

That would be a helpful addition to your plan as you would further reduce your cost of living.Also don’t forget from that $600 you are planning on getting in cash flow you have taxes, insurance, maintenance, capex, and vacancy to consider.With two homes, you may want to keep that extra $20k as an emergency fund rather than spending it on a third property and then be left with no emergency funds.

Now, my accounts are managed by Inspira Financial Trust. 

We have some of those calculators we plan to to add in 2025 for those who want it all-in-one.

In two years I plan to pull equity from my home, rent it out, and purchase another to live in for two years..

@Pixel Rogue everyone has different future plans - many though haven't thought that far ahead!

Plan on staying married no matter how rocky it gets, work through it, it's worth it. 

@Jeff BatemanBigger Pockets is a great place to find a real estate tax accountant.A good real estate accountant can save you thousands of dollars by leveraging entity selection and formation, tax deductions, cost segregations, bonus depreciation and tax planning.I recommend finding an accountant who specializes in real estate taxation, business taxation, financial planning and tax planning.You may want to consider working with your accountant remotely to expand your options.I would also recommend looking for a accountant willing to work with you throughout the year.

@Jacob HavlovickBigger Pockets is a great place to find a real estate tax accountant.A good real estate accountant can save you thousands of dollars by leveraging entity selection and formation, tax deductions, cost segregations, bonus depreciation and tax planning.I recommend finding an accountant who specializes in real estate taxation, business taxation, financial planning and tax planning.You may want to consider working with your accountant remotely to expand your options.I would also recommend looking for a accountant willing to work with you throughout the year.