I understand it is linked to a bank but was having trouble discerning how it imports outside transactions not from the partner bank. 

Buyers Want More Than a Pretty HouseSan Diego buyers are discerning, and they don’t just want a house that looks nice—they want one that functions well and reflects their lifestyle.

Quote from @Kevin Zmick:One of the advices I read above was to be a bit less discerning perhaps and get someone in the door for 6 months at a reduced rate, and then find my golden tenant in the summer.

I'm only guessing.I would think that it would be pretty easy to discern what kind of repair was made.

I start with the location info, growth, median household income, all the vestmap.com DISCERN metrics.

@Rafael Royou're not crazy, and you're right to discern that they're not guaranteeing you anything. 

You'll probably want to look into having your assets held in a living trust or some other kind of trust if wishing to avoid probate in California.As to your question about the mortgage, there's a federal law that the attorney might be referencing that generally protects transfers into a living trust from causing the need to refinance, but would need more details to discern.

Newly built homes are still selling well it seems, the older inventory buyers seem a bit more discerning over and are fussier on the price.  

I can't discern the names of the these two tools. 

Half the time, the course is like buyer beware, sorry, let's try an upgraded program for you.I think seeing the posts and votes can help new people to the "family" discern at least who has been here for a while and who is assisting others.